Private beta · Invite only

Honest income analytics for Canadian income investors

Track your income portfolio — CAD and USD, ETFs and individual stocks — with coverage windows, distribution cut alerts, margin stress, and a cost basis the CRA would recognize, without a mystery “score” telling you what to buy.

No black-box scores — figures you can recompute yourself
ACB done right, in both currencies — USD trades convert at official transaction-date Bank of Canada rates, so your CAD cost basis is the one the CRA actually expects; sales and ROC handled like the ledger
Every account in one place — TFSA, RRSP, FHSA, RESP, non-registered, and margin, rolled up
Cut alerts — know when a fund looks set to pay less

Free tools (no signup): Income projection · Margin-call stress

The product

What you get

Real screens from the product — synthetic demo portfolio, real math.

Portsift coverage band answering “Is your income real?” — funds grouped into Covered and Partial with a plain-language takeaway — For every fund: did it earn what it paid, or was part of each distribution your own capital coming back? Coverage is computed from published prices and per-unit rates — in the fund’s own currency, so FX swings can’t disguise erosion or fake it.

Portsift look-through summary — effective holdings, HHI, top-10 and top-25 concentration, sector allocation, and country exposure derived from every fund’s underlying holdings — The analytical payoff: your funds decomposed into what you really own. One number for effective diversification, concentration at a glance (HHI, top-10, top-25), and sector and country exposure built from every fund’s underlying holdings — not the tickers you happen to hold.

Portsift all-holdings table fully expanded — every underlying position with sector, country, value, portfolio weight, and which funds hold it — And when you want the leaves themselves: the full table — every position, its weight, and exactly which funds hold it.

Portsift margin page — margin used, capacity, stress test thresholds, and the margin tracker — Interest accrued day by day on your real balance — validated to the cent against a live brokerage statement — plus the exact price drop that would trip each warning threshold or a margin call.

Beta access

Pricing

Beta is free for invited users (trial/comped). Stripe stays in test mode during beta.

Free

CA$0

Up to 5 tickers
Income, margin, positions
CSV import wizard

Pro

CA$12/mo · CA$99/yr

Unlimited tickers
Look-through, guardrails, simulator
Scoreboard & cut alerts

Beta — invite only

Portsift is informational only — not investment, tax, or legal advice. Verify figures against your broker and issuer disclosures.